Investing
Rebalancing: The Boring Habit That Controls Your Risk
Left alone, a portfolio drifts towards whatever has done best, and quietly becomes riskier than the one you chose. Rebalancing is the correction, and once a year is enough.
Investing
Long-horizon investing without the hype: index funds, pensions, risk and compounding.
Investing
Fund Fees: How a Small Annual Charge Eats a Third of Your Pot
A one per cent annual fee sounds like a rounding error. Over an investing lifetime it is one of the largest single costs most people never examine.
Investing
Drip-Feeding Versus Investing a Lump Sum: What the Numbers Say
Investing gradually usually returns slightly less than investing all at once. It is still the right answer for a lot of people, and the reason is not arithmetic.
Investing
Index Funds Explained for People Who Find Investing Boring
The least exciting investment strategy has beaten most professionals for decades. Here is the mechanism, in plain terms.
Investing
Compound Interest: The Chart Everyone Sees and Nobody Uses
Compounding is not about being clever. It is about starting earlier than feels necessary and refusing to interrupt it.
Investing
Pension Contributions: The Free Money Most Employees Leave Behind
Employer matching is an immediate, guaranteed return on your money. Millions of workers decline it by accident.
Investing
Reading an Earnings Report Without a Finance Degree
Four numbers and one sentence tell you most of what a company's quarterly results mean. The rest is presentation.